I’ve been thinking a lot about Chime lately. Not just because it went public last year—but because 2025 feels like the year Chime officially crossed from “fintech curiosity” to “boardroom problem.” If you’re a regional bank or credit union executive and Chime isn’t coming up in conversations yet, it will be soon. According to Cornerstone Advisors’ 2026 “ What’s Going on in Banking ” report by Ron Shevlin, concern about banks like Chime has risen from 49% in 2025 to 70% in 20
